:root {
    --primary: #00bcd4;
    --secondary: #ff5e62;
    --gradient: linear-gradient(135deg, #00c6ff, #ff5e62);
    --dark: #0f172a;
    --light: #f8fafc;
    --text: #64748b;
}

/* Reset */
* {
    margin: 0;
    padding: 0;
    box-sizing: border-box;
}

body {
    font-family: 'Plus Jakarta Sans', sans-serif;
    background: #f9fbfd;
    color: var(--dark);
}

/* Container spacing */
.section {
    padding: 80px 0;
}

/* Buttons */
.btn-gradient {
    background: var(--gradient);
    color: #fff;
    border: none;
    padding: 12px 28px;
    border-radius: 30px;
    font-weight: 600;
    transition: 0.3s;
}

.btn-gradient:hover {
    transform: translateY(-3px);
    box-shadow: 0 10px 25px rgba(0, 0, 0, 0.15);
}

/* Titles */
.section-title {
    font-size: 36px;
    font-weight: 700;
    margin-bottom: 10px;
}

.section-subtitle {
    color: var(--light);
    margin-bottom: 40px;
}

/* ====== Header section =======  */
.navbar {
    padding: 15px 0;
}

.nav-link {
    font-weight: 500;
    margin: 0 10px;
    color: #333;
    transition: 0.3s;
}

.nav-link:hover {
    color: var(--primary);
}

.custom-navbar {
    background: #0f172a;
    /* dark navy */
    padding: 15px 0;
}

.navbar-dark .nav-link {
    color: #cbd5f5;
    font-weight: 500;
    margin: 0 10px;
}

.navbar-dark .nav-link:hover {
    color: #fff;
}

.scrolled {
    background: #0f172a !important;
    box-shadow: 0 5px 20px rgba(0, 0, 0, 0.2);
}

/* ======= hero section =======  */
.hero-section {
    background: linear-gradient(40deg, #03112d, #2a202c);
    color: #fff;
    padding: 100px 0 0;
    position: relative;
    overflow: hidden;
}

.hero-section .hero-left{
    padding-bottom: 60px;
}

/* Title */
.hero-title {
    font-size: 52px;
    font-weight: 700;
    line-height: 1.2;
}

.hero-title span {
    background: var(--gradient);
    -webkit-background-clip: text;
    -webkit-text-fill-color: transparent;
}

/* Text */
.hero-text {
    margin: 20px 0;
    color: #cbd5f5;
    font-size: 18px;
}

/* Buttons */
.hero-buttons .btn-outline-light {
    border-radius: 30px;
    padding: 12px 28px;
}

/* Stats */
.hero-stats {
    display: flex;
    margin-top: 40px;
    gap: 40px;
}

.hero-stats h4 {
    font-size: 24px;
    font-weight: 700;
}

.hero-stats p {
    font-size: 14px;
    color: #94a3b8;
}

/* Image Animation */
.hero-image img {
    animation: float 4s ease-in-out infinite;
    margin-bottom: -25px;
}

@keyframes float {
    0% {
        transform: translateY(0px);
    }

    50% {
        transform: translateY(-15px);
    }

    100% {
        transform: translateY(0px);
    }
}

/* ======== Services Section ========== */
.services-section {
    background: linear-gradient(40deg, #03162f, #2a202c);
}

/* Card Style */
.service-card {
    background: radial-gradient(circle, rgb(70 99 124 / 20%), #7607423d 65%);
    background-color: #0e2b3c !important;
    /* border: 1px solid rgba(120, 232, 255, 0.14) !important; */
    padding: 40px 25px;
    border-radius: 20px;
    transition: 0.4s;
    position: relative;
    overflow: hidden;
    /* border: 1px solid #eef2f7; */
}


.services-section h2 {
    color: white;
}

/* Icon */
.service-card i {
    font-size: 40px;
    margin-bottom: 20px;
    background: var(--gradient);
    -webkit-background-clip: text;
    -webkit-text-fill-color: transparent;
}

/* Title */
.service-card h5 {
    font-weight: 600;
    margin-bottom: 10px;
}

/* Text */
.service-card p {
    color: #64748b;
    font-size: 14px;
}

/* Hover Effect */
.service-card:hover {
    transform: translateY(-10px);
    box-shadow: 0 15px 40px rgba(0, 0, 0, 0.08);
}

/* Glow Effect */
.service-card::before {
    content: "";
    position: absolute;
    width: 100%;
    height: 100%;
    background: linear-gradient(120deg, transparent, rgba(0, 198, 255, 0.1), transparent);
    top: 0;
    left: -100%;
    transition: 0.5s;
}

.service-card:hover::before {
    left: 100%;
}

/* ======= why choose ======  */
.why-section {
    background: linear-gradient(135deg, #040f2c, #002034, #2c202c);
    padding-bottom: 0;
}

/* Points */
.why-points {
    margin-top: 20px;
}

.why-item {
    display: flex;
    align-items: center;
    margin-bottom: 15px;
    color: #cbd5f5;
    font-size: 16px;
}

/* Icon */
.why-item i {
    color: #00c6ff;
    margin-right: 10px;
    font-size: 18px;
}

/* ===== How it works ======  */
.process-section {
    background: linear-gradient(40deg, #03162f, #2a202c);
}

/* Wrapper */
.process-wrapper {
    display: flex;
    justify-content: space-between;
    align-items: center;
    position: relative;
    margin-top: 50px;
}

/* Line */
.process-wrapper::before {
    content: "";
    position: absolute;
    top: 35px;
    left: 10%;
    width: 80%;
    height: 2px;
    background: #415d83;
    z-index: 0;
}

/* Step */
.process-step {
    position: relative;
    width: 30%;
    z-index: 1;
}

.how-works {
    margin-bottom: 40px;
}

.how-works h2,
h5 {
    color: white;
}

/* Circle */
.circle {
    width: 70px;
    height: 70px;
    margin: 0 auto 20px;
    border-radius: 50%;
    background: var(--gradient);
    color: #fff;
    display: flex;
    align-items: center;
    justify-content: center;
    font-weight: 700;
    font-size: 20px;
}

/* Text */
.process-step h5 {
    font-weight: 600;
    margin-bottom: 10px;
}

.process-step p {
    font-size: 14px;
    color: #64748b;
}

@media (max-width: 768px) {
    .process-wrapper {
        flex-direction: column;
    }

    .process-wrapper::before {
        display: none;
    }

    .process-step {
        width: 100%;
        margin-bottom: 30px;
    }
}

/* ====== cta section ========  */
.cta-section {
    padding: 80px 0;
    background: #f8fafc;
}

/* MAIN BANNER */
.cta-banner {
    background: var(--gradient);
    padding: 60px 40px;
    border-radius: 25px;
    color: #fff;
    position: relative;
    overflow: hidden;
    margin-top: 20px;
}

/* Soft circle effect */
.cta-banner::after {
    content: "";
    position: absolute;
    width: 200px;
    height: 200px;
    background: rgba(255, 255, 255, 0.1);
    border-radius: 50%;
    top: -50px;
    right: -50px;
}

/* Title */
.cta-title {
    font-size: 36px;
    font-weight: 700;
}

/* Text */
.cta-text {
    margin: 15px auto 25px;
    max-width: 600px;
    color: rgba(255, 255, 255, 0.85);
}

/* Buttons */
.cta-buttons .btn {
    padding: 12px 28px;
    border-radius: 30px;
    font-weight: 600;
}

/* White Button */
.btn-light {
    background: #fff;
    color: #0f172a;
    border: none;
}

/* Outline Button */
.btn-outline-light {
    border: 2px solid #fff;
    color: #fff;
}

/* Hover */
.btn-light:hover {
    background: #f1f5f9;
}

.btn-outline-light:hover {
    background: #fff;
    color: #0f172a;
}

.btn-light,
.btn-outline-light {
    transition: 0.3s ease;
}

.btn-light:hover {
    transform: translateY(-3px) scale(1.05);
}

.btn-outline-light:hover {
    transform: translateY(-3px) scale(1.05);
}

.cta-banner::before {
    content: "";
    position: absolute;
    width: 300px;
    height: 300px;
    background: rgba(255, 255, 255, 0.08);
    border-radius: 50%;
    bottom: -80px;
    left: -80px;
    animation: floatBg 6s infinite ease-in-out;
}

@keyframes floatBg {
    0% {
        transform: translateY(0px);
    }

    50% {
        transform: translateY(-20px);
    }

    100% {
        transform: translateY(0px);
    }
}

/* ======== footer section ======= */
.footer-section {
    background: #0f172a;
    color: #cbd5f5;
    padding: 60px 0 20px;
}

.footer-title {
    color: #fff;
    font-weight: 600;
    margin-bottom: 15px;
}

.footer-text {
    font-size: 14px;
    color: #94a3b8;
}

.footer-links {
    list-style: none;
    padding: 0;
}

.footer-links li {
    margin-bottom: 10px;
}

.footer-links a {
    text-decoration: none;
    color: #94a3b8;
    font-size: 14px;
    transition: 0.3s;
}

.footer-links a:hover {
    color: var(--primary);
}

.footer-text i {
    color: var(--primary);
    width: 20px;
}

.footer-social a {
    display: inline-block;
    margin-right: 10px;
    color: #cbd5f5;
    font-size: 16px;
    transition: 0.3s;
}

.footer-social a:hover {
    color: var(--primary);
}

/* Bottom */
.footer-bottom {
    border-top: 1px solid #1e293b;
    margin-top: 30px;
    padding-top: 15px;
    font-size: 14px;
}

/* ====== loan modal ======  */
/* Modal base */
.loan-modal {
    background: transparent;
    border: none;
}

/* Dark form box */
.loan-form-box {
    background: #0f172a;
    padding: 35px 25px;
    border-radius: 20px;
    box-shadow: 0 20px 50px rgba(0, 0, 0, 0.4);
}

/* Inputs */
.custom-input {
    background: #1e293b;
    border: 1px solid #334155;
    color: #fff;
    padding: 12px 15px;
    border-radius: 10px;
}

/* Placeholder */
.custom-input::placeholder {
    color: #94a3b8;
}

/* Focus */
.custom-input:focus {
    background: #1e293b;
    border-color: var(--primary);
    box-shadow: 0 0 0 2px rgba(0, 188, 212, 0.2);
    color: #fff;
}

/* Select fix */
select.custom-input {
    color: #cbd5f5;
}

/* Checkbox */
.form-check-input {
    background-color: #1e293b;
    border: 1px solid #475569;
}

.form-check-input:checked {
    background-color: var(--primary);
    border-color: var(--primary);
}

/* Message */
#formMessage {
    min-height: 20px;
}

/* Button spacing */
button {
    margin-top: 5px;
}

/* ================== Contact Page ========================  */
.contact-hero {
    background: linear-gradient(135deg, #0f172a, #1e293b);
    padding: 80px 0;
    color: #fff;
}

.contact-modern {
    background: #f8fafc;
}

/* Wrapper */
.contact-wrapper {
    background: #fff;
    border-radius: 25px;
    overflow: hidden;
    box-shadow: 0 20px 60px rgba(0, 0, 0, 0.08);
    transition: 0.4s;
}

.contact-wrapper:hover {
    transform: translateY(-5px);
}

/* Form Side */
.contact-form {
    padding: 40px;
}

/* 🔥 NEW DARK GRADIENT PANEL */
.contact-info {
    background: linear-gradient(135deg, #0f172a, #1e293b);
    color: #fff;
    padding: 40px;
    height: 100%;
}

/* Info Items */
.info-item {
    display: flex;
    align-items: center;
    margin-bottom: 15px;
    color: #cbd5f5;
}

.info-item i {
    margin-right: 10px;
    color: var(--primary);
}

/* Inputs */
.modern-input {
    border-radius: 10px;
    padding: 12px 15px;
    border: 1px solid #e2e8f0;
}

.modern-input:focus {
    border-color: var(--primary);
    box-shadow: 0 0 0 2px rgba(0, 188, 212, 0.1);
}

/* Social */
.contact-social a {
    margin-right: 10px;
    color: #cbd5f5;
    font-size: 18px;
    transition: 0.3s;
}

.contact-social a:hover {
    color: var(--primary);
    transform: scale(1.2);
}

/* ============ Legal Page ============ */
.policy-section {
    padding: 80px 0;
    background: #f8fafc;
}

.policy-title {
    font-size: 42px;
    font-weight: 700;
    margin-bottom: 30px;
}

.policy-section h4 {
    margin-top: 25px;
    font-weight: 600;
    color: var(--dark);
}

.policy-section p {
    color: var(--text);
    line-height: 1.7;
}

.inner-hero {
    background: linear-gradient(135deg, #0f172a, #1e293b);
    padding: 90px 0;
    color: #fff;
    text-align: center;
}

/* Title */
.inner-hero h1 {
    font-size: 42px;
    font-weight: 700;
}

/* Subtitle */
.inner-hero p {
    margin-top: 10px;
    color: #cbd5f5;
    font-size: 16px;
}